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Mortgage Lenders in Needham, MA

Browse mortgage lenders serving Needham, Massachusetts. Contact information and addresses listed below.

10 agents listed
Updated May 2026
Needham, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 10 mortgage lenders in Needham, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Pauline Lee | Mortgage Broker IND Mortgage LLC | Realtor
117 Kendrick St, Needham, MA 02494
6179651988
Bryan Kurzman Leader Bank
160 Gould St, Needham, MA 02494
6173069966
PRMG
220 Reservoir St Suite 22, Needham, MA 02494
7817608196
Kate Garabedian
160 Gould St, Needham, MA 02494
7814745088
Dick Lee Mortgage
117 Kendrick St, Needham, MA 02494
6179651988
Boston Mortgage Solutions, LLC
41 Shirley Rd, Needham, MA 02494
7814532900
Leader Bank | Jason Anker | Loan Officer
160 Gould St #205, Needham, MA 02494
8578915075
Paula Kahr at Salem Five Mortgage
355 Chestnut St, Needham, MA 02492
6176403490
Mortgage Resources
175 Highland Ave #303, Needham, MA 02494
7814318500
Chase Home Lending
173 Chestnut St, Needham, MA 02492
9783821340

Needham Massachusetts homebuyers can work with local mortgage lenders to secure financing for a home purchase or refinance. Massachusetts law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Lenders in Needham are familiar with the competitive market and can help you navigate state-specific programs like MassHousing loans.

What Does a Mortgage Lender in Needham Cost?

Typical costs for a mortgage lender in Massachusetts include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title search fees of 200 to 400 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. These costs vary by lender and loan type. This information is general and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Needham?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of identification. Massachusetts lenders also require a signed purchase and sale agreement if you are buying a home.
How long does the mortgage process take in Massachusetts?
The process usually takes 30 to 45 days from application to closing. Massachusetts law gives you a three day right of rescission after signing for a refinance, but this does not apply to purchase loans.
Are there special mortgage programs for first time buyers in Massachusetts?
Yes, Massachusetts offers the MassHousing program which provides low down payment options and competitive rates for first time buyers. Some lenders in Needham also offer FHA loans with a 3.5 percent down payment.