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Directory of mortgage lenders in Millis, Massachusetts. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Millis, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 2 mortgage lenders in Millis, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Needham Bank
857 Main St, Millis, MA 02054
5083768759
Middlesex Savings Bank
36A Milliston Rd, Millis, MA 02054
5083766067
Mortgage lenders in Millis, Massachusetts help homebuyers and homeowners secure financing for home purchases and refinances. Massachusetts law requires lenders to provide a Good Faith Estimate of closing costs within three days of a loan application. Local Millis lenders understand the specific property values and market conditions in Norfolk County.
What Does a Mortgage Lender in Millis Cost?
Typical costs for a mortgage lender in Massachusetts include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $1,000 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Millis?
You typically need recent pay stubs, tax returns, bank statements, and photo identification. Massachusetts also requires a signed purchase and sale agreement and a property appraisal.
How long does a mortgage approval take in Massachusetts?
Initial pre-approval often takes one to two days. Full underwriting and closing usually take 30 to 45 days from application, as required by Massachusetts law for most residential loans.
Are there special mortgage programs for first-time buyers in Massachusetts?
Yes, Massachusetts offers the MassHousing program with low down payment options and competitive rates. Many lenders also offer FHA and USDA loans with reduced down payment requirements.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.