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Directory of mortgage lenders in Millbury, Massachusetts. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Millbury, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 2 mortgage lenders in Millbury, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Millbury Federal Credit Union
50 N Main St, Millbury, MA 01527
5088657600
bankHometown
109 Elm St, Millbury, MA 01527
8883075887
Mortgage lenders in Millbury Massachusetts help homebuyers and homeowners secure financing for property purchases and refinancing. Massachusetts law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Working with a local lender familiar with Millbury real estate can simplify the process.
What Does a Mortgage Lender in Millbury Cost?
Typical costs for a mortgage lender in Massachusetts include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title search fees of 200 to 400 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Millbury?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of identification. Lenders in Massachusetts also require a signed purchase and sale agreement if you are buying a home.
How long does the mortgage process take in Massachusetts?
The process usually takes 30 to 45 days from application to closing. Massachusetts law allows a three-day rescission period for refinances but not for purchase loans.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.