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Mortgage Lenders in Lynn, MA

Directory of mortgage lenders in Lynn, Massachusetts. Verify credentials with the state mortgage licensing authority before hiring.

7 agents listed
Updated May 2026
Lynn, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 7 mortgage lenders in Lynn, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PrimeLending, A PlainsCapital Company - East Boston
614 Washington St Suite 401A, Lynn, MA 01901
6175618100
Community Credit Union
1 Andrew St, Lynn, MA 01901
7815980820
Scarlett Hernandez - Total Mortgage, NMLS #1481186
161 Liberty St, Lynn, MA 01901
9783874096
Michael Roberts Motto Mortgage 360
471 Lynnfield St Suite 1, Lynn, MA 01904
7815074437
Motto Mortgage 360
471 Lynnfield St Suite 1, Lynn, MA 01904
9785608600
Best Rate Mortgage LLC
107 Newhall St #103, Lynn, MA 01948
6179212153
Salvador Rivas at Miller Mortgage - NMLS 1168692
4 Hudson St, Lynn, MA 01904
7812449744

Mortgage lenders in Lynn Massachusetts help home buyers and homeowners secure financing for purchases and refinancing. Massachusetts law requires lenders to provide a Good Faith Estimate of closing costs within three days of a loan application. Lynn borrowers can work with local banks credit unions or independent mortgage brokers to find competitive rates.

What Does a Mortgage Lender in Lynn Cost?

Typical costs for a mortgage lender in Massachusetts include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees from 400 to 700 dollars and title insurance costs of 1,000 to 2,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Lynn Massachusetts?
You typically need pay stubs tax returns bank statements and photo ID. Massachusetts also requires a signed purchase and sale agreement if buying a home.
How long does the mortgage process take in Massachusetts?
The process usually takes 30 to 45 days from application to closing. Massachusetts law mandates a three day rescission period after signing for refinances.
Are there first time home buyer programs in Massachusetts?
Yes Massachusetts offers programs like MassHousing and ONE Mortgage for first time buyers. These programs provide lower down payment options and reduced mortgage insurance.