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Looking for a mortgage lender in Lowell? Review the directory below to compare your options.
11 agents listed
Updated May 2026
Lowell, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 11 mortgage lenders in Lowell, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lowell Massachusetts home buyers and refinancers can work with local mortgage lenders to secure financing. Massachusetts law requires a 30 day right of rescission for most refinances. Lenders in Lowell offer conventional FHA and VA loans for properties in Middlesex County.
What Does a Mortgage Lender in Lowell Cost?
Typical costs for a mortgage lender in Massachusetts include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Closing costs generally total 2 to 5 percent of the purchase price. These costs vary by loan type property value and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage lender in Lowell?
You typically need pay stubs tax returns bank statements and photo ID. Massachusetts lenders may also require a property appraisal and proof of homeowners insurance.
How long does the mortgage process take in Massachusetts?
The process usually takes 30 to 45 days from application to closing. Massachusetts law allows a three day rescission period after signing for most refinances.
Are there first time home buyer programs in Lowell?
Yes Massachusetts offers the MassHousing program with low down payment options. Lowell also has local down payment assistance grants for qualified buyers.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.