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Looking for a mortgage lender in Fitchburg? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Fitchburg, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 5 mortgage lenders in Fitchburg, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
IC Credit Union - Main Office
300 Bemis Rd, Fitchburg, MA 01420
8002621001
TD Bank
367 Summer St, Fitchburg, MA 01420
9783426166
Webster First Federal Credit Union – Fitchburg MA
65 North St, Fitchburg, MA 01420
5086715096
Enterprise Bank (Part of Rockland Trust)
420 John Fitch Hwy, Fitchburg, MA 01420
9783423600
AnnieMac Home Mortgage
977 South St unit c, Fitchburg, MA 01420
9787511934
Mortgage lenders in Fitchburg Massachusetts help home buyers and homeowners secure financing for property purchases and refinancing. Massachusetts law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders in Fitchburg understand the Worcester County real estate market and can guide you through state-specific programs like MassHousing.
What Does a Mortgage Lender in Fitchburg Cost?
Typical mortgage lender costs in Massachusetts include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and a credit report fee of 30 to 50 dollars. Closing costs in Fitchburg generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Fitchburg?
You typically need pay stubs, tax returns, bank statements, and proof of employment. Massachusetts lenders also require a government-issued ID and a credit report authorization.
How long does it take to close on a mortgage in Massachusetts?
The average mortgage closing in Massachusetts takes 30 to 45 days from application to closing. This timeline can vary based on loan type and property condition.
What is the Massachusetts mortgage recording tax?
Massachusetts charges a mortgage recording tax of 0.23 percent of the loan amount for mortgages over 100000 dollars. This tax is paid at closing and is separate from lender fees.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.