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Mortgage Lenders in Dracut, MA

Browse mortgage lenders serving Dracut, Massachusetts. Contact information and addresses listed below.

3 agents listed
Updated May 2026
Dracut, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 3 mortgage lenders in Dracut, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Washington Savings Bank
100 Broadway Rd, Dracut, MA 01826
9782756000
Ron Abisi at CrossCountry Mortgage, LLC
1565 Lakeview Ave Ste 201, Dracut, MA 01826
9789570020
CrossCountry Mortgage, LLC
1565 Lakeview Ave Ste 201, Dracut, MA 01826
6034586495

Mortgage lenders in Dracut, Massachusetts help homebuyers secure financing for residential properties. Massachusetts law requires lenders to provide a Good Faith Estimate within three days of a loan application. Local lenders understand the Dracut real estate market and can guide you through the process.

What Does a Mortgage Lender in Dracut Cost?

Typical costs for a mortgage in Massachusetts include an origination fee of 0.5% to 1% of the loan amount, appraisal fees around $500 to $700, and title insurance costing $1,000 to $2,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Dracut?
You typically need pay stubs, tax returns, bank statements, and identification. Massachusetts lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in Massachusetts?
The process usually takes 30 to 45 days from application to closing. Massachusetts law mandates a three-day right of rescission for most refinances.
Are there first-time homebuyer programs in Dracut?
Yes, Massachusetts offers programs like MassHousing and ONE Mortgage for first-time buyers. These programs provide lower down payments and reduced mortgage insurance.