Find Mortgage Lenders Near You in Danvers, MA
Browse mortgage lenders serving Danvers, Massachusetts. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Massachusetts before hiring.
Showing 20 mortgage lenders in Danvers, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Danvers Massachusetts help homebuyers and homeowners secure financing for property purchases and refinancing. Massachusetts law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local lenders are familiar with Danvers real estate trends and the competitive housing market in Essex County.
What Does a Mortgage Lender in Danvers Cost?
Typical costs for a mortgage lender in Massachusetts include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $1,000 to $2,500. Closing costs generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Danvers?
You typically need recent pay stubs, tax returns, bank statements, and photo ID. Massachusetts lenders also require a signed purchase and sale agreement for home purchases.
How long does the mortgage approval process take in Massachusetts?
The process usually takes 30 to 45 days from application to closing. Massachusetts law allows a three-day rescission period for refinances after closing.
Are there first-time homebuyer programs available in Danvers?
Yes, Massachusetts offers programs like MassHousing and ONE Mortgage for first-time buyers. These programs provide lower down payment options and reduced mortgage insurance requirements.