Skip to main content

Find Mortgage Lenders Near You in Charlestown, MA

Browse mortgage lenders serving Charlestown, Massachusetts. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Charlestown, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 2 mortgage lenders in Charlestown, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Secured Lending Group
529 Main St Suite P200 &P300, Charlestown, MA 02129
6173568001
Damon Keaveny at Best Rate Mortgage LLC
31 Parker St, Charlestown, MA 02129
6179212153

Mortgage lenders in Charlestown Massachusetts help homebuyers and homeowners secure financing for property purchases and refinancing. Massachusetts law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Charlestown offers a mix of historic homes and new construction, so working with a lender familiar with local property types is important.

What Does a Mortgage Lender in Charlestown Cost?

Typical costs for a mortgage lender in Massachusetts include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title search fees of $200 to $400. Closing costs generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Charlestown?
You typically need recent pay stubs, tax returns, bank statements, and identification. Massachusetts lenders may also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Massachusetts?
The process usually takes 30 to 45 days from application to closing. Massachusetts law requires a three-day right of rescission for most refinances, which can add time.
Are there special mortgage programs for first-time buyers in Massachusetts?
Yes, Massachusetts offers programs like MassHousing and ONE Mortgage for first-time buyers. These programs provide lower down payment options and reduced mortgage insurance requirements.