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Find Mortgage Lenders in Waldorf, MD

Directory of mortgage lenders in Waldorf, Maryland. Verify credentials with the state mortgage licensing authority before hiring.

14 agents listed
Updated May 2026
Waldorf, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 14 mortgage lenders in Waldorf, MD Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Waterstone Mortgage
2587 Crain Hwy, Waldorf, MD 20601
3018931200
Colonial Mortgage Group
3261 Old Washington Rd STE 1011, Waldorf, MD 20602
3019324610
Tim Murphy - AnnieMac Home Mortgage
3720 Leonardtown Rd suite 105, Waldorf, MD 20601
8556133995
Kelli H. Williams- Geneva Financial
173 St Patricks Dr #104, Waldorf, MD 20603
2406049262
G1 Investment, LLC
3261 Old Washington Rd Suite 2020, Waldorf, MD 20602
4439446103
New American Funding - Carla Kelch-Porter
3825 Leonardtown Rd Suite 3, Waldorf, MD 20601
8004502010
AJ Nunnally - New American Funding,Inc
3825 Leonardtown Rd Suite 3, Waldorf, MD 20601
3013991606
New American Funding
3825 Leonardtown Rd Suite 3, Waldorf, MD 20601
2402099774
New American Funding - SHAWN WILSON
3825 Leonardtown Rd Suite 3, Waldorf, MD 20601
4435696079
Craig Gough
3050 Crain Hwy #300, Waldorf, MD 20601
3013995630
New American Funding - Carlton Ferguson
3825 Leonardtown Rd Suite 3, Waldorf, MD 20601
4432907231
New American Funding - Ceci Ramos
3825 Leonardtown Rd Suite 3, Waldorf, MD 20601
4433328462
James Reed - WesBanco Mortgage Lending Officer
3261 Old Washington Rd Suite 3040, Waldorf, MD 20602
7039093305
My Mortgage, Inc.
3475 Leonardtown Rd #101, Waldorf, MD 20601
4105305896

Mortgage lenders in Waldorf Maryland help home buyers and homeowners secure financing for property purchases and refinancing. Maryland law requires lenders to be licensed by the Office of the Commissioner of Financial Regulation. Local lenders in Waldorf understand the Charles County real estate market and can guide you through the loan process.

What Does a Mortgage Lender in Waldorf Cost?

Typical costs for a mortgage in Maryland include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 500 to 700 dollars, and title insurance averaging 1,500 to 2,500 dollars. Closing costs in Waldorf generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Waldorf?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Maryland lenders also require a signed authorization to check your credit report. The exact list depends on your employment status and loan type.
How long does a mortgage closing take in Maryland?
A typical mortgage closing in Maryland takes 30 to 45 days from application to settlement. Maryland law requires a three day right of rescission for refinances. Delays can occur if appraisal or title issues arise.
Are there first time home buyer programs in Waldorf Maryland?
Yes, the Maryland Mortgage Program offers down payment assistance and favorable rates for first time buyers. Charles County also has local grants for eligible residents. Income limits and purchase price caps apply.