Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 11 mortgage lenders in Timonium, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Coastal Lending Group, LLC
22 W Padonia Rd C-145, Timonium, MD 21093
8775653140
Embrace Home Loans - Timonium, MD
1954 Greenspring Dr Suite 770, Timonium, MD 21093
4437691070
Jonathan Vitak, Mortgage Lender
22 W Padonia Rd C-145, Timonium, MD 21093
2405800461
Jonathan Wald | Retail Branch Manager | Main Street Home Loans, DBA NFM lending
1954 Greenspring Dr #420, Timonium, MD 21093
9146291278
Shane Hancock, Mortgage Consultant
22 W Padonia Rd C-145, Timonium, MD 21093
4103037094
Direct Mortgage Loans, Hank Harrison, Mortgage Lender
1447 York Rd Suite 400, Timonium, MD 21093
4434528043
Whitney Rice, Mortgage Lender
22 W Padonia Rd C-145, Timonium, MD 21093
4104048031
Andrea Pasco, Mortgage Lender
22 W Padonia Rd C-145, Timonium, MD 21093
4105049102
Caren Keyes - Main Street Home Loans, NFM Lending
1954 Greenspring Dr #420, Timonium, MD 21093
2404623319
Main Street Home Loans- TIMONIUM, MD
1954 Greenspring Dr #420, Timonium, MD 21093
4106907833
Michael Jenkins | Loan Officer Outside Sales | Main Street Home Loans DBA NFM Lending
1954 Greenspring Dr #420, Timonium, MD 21093
4102061877
What Does a Mortgage Lender in Timonium Cost?
Typical costs for a mortgage lender in Maryland include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance averaging $1,000 to $2,000. Closing costs generally range from 2% to 5% of the purchase price. These figures are estimates and actual costs depend on your loan type, credit profile, and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Timonium?
You typically need pay stubs, tax returns, bank statements, and photo identification. Maryland lenders may also ask for proof of residency and a credit report. Requirements vary by loan type and lender.
How long does the mortgage process take in Maryland?
The process usually takes 30 to 45 days from application to closing. Maryland law requires a three-day right of rescission for refinances. Delays can occur if additional documentation is needed.
Are there special mortgage programs for Maryland first-time buyers?
Yes, the Maryland Department of Housing and Community Development offers the Maryland Mortgage Program with down payment assistance. This program has income limits and requires a credit score of at least 640. Local lenders in Timonium can help you apply.