Skip to main content

Compare Mortgage Lenders in Sykesville, MD

Compare mortgage lenders in Sykesville. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Sykesville, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 3 mortgage lenders in Sykesville, MD Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cardinal Financial Company, Limited Partnership
7566 Main St Ste 208, 209, 211, 212, Sykesville, MD 21784
3013274064
Kyle Jessee Mortgage Advisor NMLS #1212644
5925 English Saddle Dr, Sykesville, MD 21784
4437897506
PNC Mortgage
1350 Liberty Rd, Sykesville, MD 21784
4107955151

Sykesville Maryland home buyers and refinancing homeowners can work with local mortgage lenders to secure financing. Maryland law requires lenders to provide a Loan Estimate within three business days of application. This page helps you find licensed lenders serving Carroll County and the surrounding area.

What Does a Mortgage Lender in Sykesville Cost?

Typical mortgage lender costs in Maryland include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of $400 to $700, and a credit report fee of $30 to $50. Third-party costs like title insurance and recording fees add $1,500 to $3,000. Total closing costs in Maryland usually range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license do mortgage lenders need in Maryland?
Mortgage lenders in Maryland must be licensed by the Maryland Commissioner of Financial Regulation. They must pass a background check and complete pre-licensing education. You can verify a lenders license on the Nationwide Multistate Licensing System website.
How long does a Maryland mortgage application take?
A typical mortgage application in Maryland takes 30 to 45 days from application to closing. Maryland law requires lenders to deliver the Closing Disclosure at least three business days before closing. Delays can occur if appraisals or title work take longer.
What are the down payment requirements for a home loan in Sykesville?
Down payment requirements vary by loan type. Conventional loans often require 3 to 5 percent down. FHA loans allow as little as 3.5 percent down. USDA and VA loans may offer zero down payment options for eligible borrowers in Sykesville.