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Looking for a mortgage lender in Sandy Spring? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Sandy Spring, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 3 mortgage lenders in Sandy Spring, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Embrace Home Loans - Sandy Spring, MD
508 Olney Sandy Spring Rd Suite 200, Sandy Spring, MD 20860
508 Olney Sandy Spring Rd Suite 200, Sandy Spring, MD 20860
3012321997
Nick Sigwalt - Loan Officer - NMLS# 1708221
508 Olney Sandy Spring Rd Suite 200, Sandy Spring, MD 20860
3019384068
Sandy Spring Maryland residents have access to various mortgage lenders offering home purchase and refinance loans. Maryland law requires lenders to be licensed by the Commissioner of Financial Regulation. Local lenders understand the unique housing market in Montgomery County and can guide you through the loan process.
What Does a Mortgage Lender in Sandy Spring Cost?
Typical costs for a mortgage lender in Maryland include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $1,000 to $2,500. Closing costs generally range from 2% to 5% of the purchase price. Maryland also charges a state recordation tax of $4.50 per $1,000 of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Sandy Spring Maryland?
You will need pay stubs, tax returns, bank statements, and photo identification. Maryland law also requires proof of homeowners insurance before closing. Your lender will provide a complete list based on your loan type.
How long does the mortgage process take in Maryland?
The typical mortgage process in Maryland takes 30 to 45 days from application to closing. Maryland law requires a three business day right of rescission for refinances. Purchase loans may close faster if all conditions are met.
What are the current Maryland mortgage interest rates?
Mortgage interest rates in Maryland vary daily based on market conditions and your credit profile. Rates are influenced by the Federal Reserve and local economic factors. Contact a lender for a personalized rate quote.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.