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Looking for a mortgage lender in Gaithersburg? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Gaithersburg, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 20 mortgage lenders in Gaithersburg, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fidelity Direct Mortgage, LLC
438 N Frederick Ave Ste 315, Gaithersburg, MD 20877
3018696000
Presidential Bank Mortgage
555 Quince Orchard Rd Suite 650, Gaithersburg, MD 20878
3015274400
New Funding Resources - Hard Money Lenders
806 W Diamond Ave #340, Gaithersburg, MD 20878
2405415614
Envoy Mortgage - Annapolis II, MD
9711 Washington Blvd Suite 550, Gaithersburg, MD 20878
814 W Diamond Ave Suite 250, Gaithersburg, MD 20878
3012315770
RGMloans
6 Montgomery Village Ave Suite 270, Gaithersburg, MD 20879
3014470722
Eric Johnson at Prosperity Home Mortgage - Gaithersburg
189 Kentlands Blvd, Gaithersburg, MD 20878
2409380559
David Lustine - Eagle Creek Mortgage, LLC
9841 Washingtonian Blvd Suite 200, Gaithersburg, MD 20878
3019224455
Michael Joseph, Mortgage VP NMLS 191985 with Presidential Bank Mortgage
555 Quince Orchard Rd Suite 650, Gaithersburg, MD 20878
2408326600
James Schneider - Broker/Owner Magruder Branch Mortgage
9841 Washingtonian Blvd Suite 200, Gaithersburg, MD 20878
3017284959
Eliel Banegas
9711 Washingtonian Blvd Suite 550, Gaithersburg, MD 20878
2404264925
The Mortgage Gallery, Inc
16039 Comprint Cir, Gaithersburg, MD 20877
2406602848
Matt Cox - First Home Mortgage | NMLS ID 2285992
9711 Washingtonian Blvd Suite 100, Gaithersburg, MD 20878
2406785875
First Rate Mortgage LLC
19109 Peach Blossom Ct, Gaithersburg, MD 20879
3015264629
Cornerstone Mortgage Services
16220 Frederick Rd # 510, Gaithersburg, MD 20877
3012169800
First Home Mortgage - Bethesda
9711 Washingtonian Blvd Suite 100, Gaithersburg, MD 20878
2404037233
Fulton Mortgage Company
481 N Frederick Ave Suite 500, Gaithersburg, MD 20877
8002209034
Kentlands Mortgage
417 Main St, Gaithersburg, MD 20878
3019635500
Mortgage lenders in Gaithersburg Maryland help home buyers and homeowners secure financing for property purchases and refinancing. Maryland law requires lenders to provide a Loan Estimate within three business days of application and to follow state licensing rules under the Maryland Mortgage Lender Law. Local lenders understand the Gaithersburg real estate market and can guide you through the unique aspects of buying a home in Montgomery County.
What Does a Mortgage Lender in Gaithersburg Cost?
Typical costs for a mortgage lender in Maryland include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs in Gaithersburg generally range from 2 to 5 percent of the purchase price. Maryland law requires lenders to disclose all fees in the Loan Estimate. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Gaithersburg?
You typically need pay stubs, tax returns, bank statements, and identification. Maryland lenders also require a signed authorization to check your credit. Gather these documents before you apply to speed up the process.
How long does it take to close on a mortgage in Maryland?
The average mortgage closing in Maryland takes 30 to 45 days from application to final signing. Maryland law allows a three day right of rescission for refinances but not for purchase loans. Your lender will give you a closing disclosure at least three business days before closing.
What are the typical down payment requirements for a home in Gaithersburg?
Down payment requirements vary by loan type. Conventional loans often require 5 to 20 percent down. FHA loans allow as little as 3.5 percent down. Maryland offers down payment assistance programs for first time buyers in Montgomery County.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.