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Mortgage Lenders in Essex, MD

Looking for a mortgage lender in Essex? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Essex, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 2 mortgage lenders in Essex, MD Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
1230 Eastern Blvd, Essex, MD 21221
4106864711
Loan For Any Purpose
112 Back River Neck Rd #10, Essex, MD 21221
4437073091

Mortgage lenders in Essex, Maryland help home buyers and homeowners secure financing for purchases and refinances. Maryland law requires lenders to be licensed through the Nationwide Multistate Licensing System (NMLS). Local lenders in Essex understand the Baltimore County housing market and can guide you through the loan process.

What Does a Mortgage Lender in Essex Cost?

Typical costs for a mortgage lender in Maryland include origination fees of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance costs around $1,000 to $2,000. Closing costs generally total 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Essex Maryland?
You typically need pay stubs, tax returns, bank statements, and photo identification. Maryland lenders may also request proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Maryland?
The process usually takes 30 to 45 days from application to closing. Maryland law requires a three business day waiting period after you receive the Loan Estimate before closing.
Are there first time home buyer programs in Maryland for Essex residents?
Yes, the Maryland Department of Housing and Community Development offers down payment and closing cost assistance programs. These programs have income limits and require the buyer to complete a homebuyer education course.