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Find Mortgage Lenders in District Heights, MD

Browse mortgage lenders serving District Heights, Maryland. Contact information and addresses listed below.

3 agents listed
Updated May 2026
District Heights, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 3 mortgage lenders in District Heights, MD Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
5722 Silver Hill Rd, District Heights, MD 20747
2403122614
Democracy Federal Credit Union
5720 Silver Hill Rd, District Heights, MD 20747
2024885400
Harvey The Mortgage Man
7305 Mason St, District Heights, MD 20747
7572353626

Mortgage lenders in District Heights, Maryland help home buyers and homeowners secure financing for property purchases and refinancing. Maryland law requires lenders to be licensed by the state and follow specific disclosure rules. Local lenders can guide you through programs like the Maryland Mortgage Program which offers down payment assistance.

What Does a Mortgage Lender in District Heights Cost?

Typical costs for a mortgage in Maryland include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance averaging $1,000 to $2,000. Closing costs usually range from 2% to 5% of the purchase price. These costs vary based on loan type, lender, and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in District Heights?
You typically need pay stubs, tax returns, bank statements, and photo identification. Maryland lenders also require a signed authorization to check your credit report. Self-employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Maryland?
The process usually takes 30 to 45 days from application to closing. Maryland law requires a three business day review period after you receive the loan estimate. Delays can occur if appraisals or title searches take longer than expected.
Are there special mortgage programs for first time buyers in Maryland?
Yes, the Maryland Mortgage Program offers low down payment options and down payment assistance for eligible first time buyers. Income limits and purchase price caps apply based on the county. You must complete a homebuyer education course to qualify.