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Browse mortgage lenders serving Cumberland, Maryland. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Cumberland, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 3 mortgage lenders in Cumberland, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
ALCOVA Mortgage | Cumberland, MD
14602B McMullen Hwy SW, Cumberland, MD 21502
3017293293
ALCOVA Mortgage | Cumberland, MD
McMullen Hwy SW, Cumberland, MD 21502
8149770634
First Mortgage Services Group Inc
203 Paca St, Cumberland, MD 21502
3017223623
Cumberland Maryland offers a range of mortgage lenders to help you buy a home or refinance. Maryland law requires lenders to be licensed by the state and follow specific disclosure rules. Local lenders in Cumberland understand the regional market and can guide you through the loan process.
What Does a Mortgage Lender in Cumberland Cost?
Typical costs for a mortgage in Maryland include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,500. Closing costs generally range from 2% to 5% of the purchase price. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage in Cumberland Maryland?
You typically need proof of income, tax returns, bank statements, and identification. Maryland also requires a property appraisal and a home inspection. Your lender will provide a full list based on your loan type.
How long does a mortgage approval take in Maryland?
The process usually takes 30 to 45 days from application to closing. Maryland law requires lenders to provide a Loan Estimate within three business days. Delays can occur if additional documents are needed.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.