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Find Mortgage Lenders in California, MD

Looking for a mortgage lender in California? Review the directory below to compare your options.

2 agents listed
Updated May 2026
California, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 2 mortgage lenders in California, MD Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Steve Combs NMLS 381933 Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB
23076 Three Notch Rd #101, California, MD 20619
3016728771
Primary Residential Mortgage, Inc.
23131 Three Notch Rd #200, California, MD 20619
3017370001

Mortgage lenders in California Maryland help home buyers and homeowners secure financing for property purchases and refinancing. Located in St Marys County, these lenders must follow Maryland state regulations including licensing through the Maryland Commissioner of Financial Regulation. Local lenders understand the specific housing market and property values in the California area.

What Does a Mortgage Lender in California Cost?

Typical costs for a mortgage lender in Maryland include origination fees of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance costs around 500 to 1,500 dollars. Closing costs in Maryland generally total 2 to 5 percent of the home purchase price. This is general information and does not constitute mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a mortgage lender need in Maryland?
Mortgage lenders in Maryland must hold a license from the Maryland Commissioner of Financial Regulation. They must also register with the Nationwide Multistate Licensing System and Registry. This ensures they follow state laws and consumer protections.
How long does a Maryland mortgage loan process take?
A typical mortgage loan process in Maryland takes 30 to 45 days from application to closing. This timeline can vary based on loan type, property appraisal, and document review. Maryland law requires lenders to provide a Loan Estimate within three business days of application.
Are there Maryland specific down payment assistance programs?
Yes, Maryland offers down payment assistance through the Maryland Department of Housing and Community Development. Programs like the Maryland Mortgage Program provide up to 5 percent of the purchase price for eligible buyers. These programs are available for homes in California Maryland.