ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a mortgage lender in Annapolis? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Annapolis, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 20 mortgage lenders in Annapolis, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bay Capital Mortgage Corporation
2553 Housley Rd, Annapolis, MD 21401
4109746044
South River Mortgage
1750 Forest Dr Suite 195, Annapolis, MD 21401
8442306679
Channel Marker Mortgage
1730 West St Suite 205, Annapolis, MD 21401
4106301165
Meridian Bank Mortgage
2448 Holly Ave, Annapolis, MD 21401
4107799513
Jason Nader - First Home Mortgage | NMLS ID 313085
900 Bestgate Rd | Suite 310, Annapolis, MD 21401
2408824830
Harry Manley - First Home Mortgage
900 Bestgate Rd Suite 310, Annapolis, MD 21401
2404869654
Matt Nader - First Home Mortgage
900 Bestgate Rd Suite 310, Annapolis, MD 21401
2408828006
Redwood Mortgage Services
2077 Somerville Rd Suite 220, Annapolis, MD 21401
4102661621
Embrace Home Loans - Annapolis, MD
1997 Annapolis Exchange #500, Annapolis, MD 21401
4433214500
Brad Hewick with FitzGerald Financial Group
180 Admiral Cochrane Dr, Annapolis, MD 21401
3018210879
First Home Mortgage - Annapolis
|, 900 Bestgate Rd Suite 310, Annapolis, MD 21401
4105712020
Lamborne Lending, Powered by NEO Home Loans
900 Bestgate Rd Suite 202, Annapolis, MD 21401
4107039690
Downs Mortgage Group
115 West St Suite 200, Annapolis, MD 21401
2028992603
Fidelity First Mortgage
707 Bestgate Rd, Annapolis, MD 21401
8662662544
Brian Masterson - Bay Capital Mortgage
2553 Housley Rd #200, Annapolis, MD 21401
4103360806
Chris Edge - First Home Mortgage - NMLS 1017539
900 Bestgate Rd Suite 310, Annapolis, MD 21401
4107081075
Michael Lynch at NFM Lending
111 Forbes St Suite 200, Annapolis, MD 21401
3014426891
David Rossiello
888 Bestgate Rd, Annapolis, MD 21401
4109522048
NFM Lending - Matthew Palmer
111 Forbes St Suite 200, Annapolis, MD 21401
2023029692
Rob Tobin - First Home Mortgage Corporation
900 Bestgate Rd Suite 310, Annapolis, MD 21401
4104401301
Mortgage lenders in Annapolis Maryland help home buyers and homeowners secure financing for residential properties. Maryland law requires lenders to be licensed by the Maryland Department of Labor and follow specific disclosure rules. Local lenders understand the Annapolis real estate market and can guide you through the loan process.
What Does a Mortgage Lender in Annapolis Cost?
Typical costs for a mortgage lender in Maryland include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs in Maryland generally range from 2 to 5 percent of the purchase price. These amounts vary by loan size and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What licenses do mortgage lenders need in Maryland?
Mortgage lenders in Maryland must hold a license from the Maryland Department of Labor and comply with the Maryland Mortgage Lender Law. Individual loan officers must also be licensed and pass a background check. This ensures consumer protection and professional standards.
What is the typical down payment for a home in Annapolis?
Down payments vary by loan type. Conventional loans often require 5 to 20 percent down. FHA loans allow as little as 3.5 percent down. Maryland offers down payment assistance programs for qualified first time buyers in Annapolis.
How long does the mortgage process take in Maryland?
The mortgage process in Maryland typically takes 30 to 45 days from application to closing. This timeline includes appraisal, underwriting, and final approval. Delays can occur if additional documentation is needed.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Annapolis who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.