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Compare mortgage lenders in Waterville. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Waterville, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maine before hiring.
Showing 2 mortgage lenders in Waterville, ME
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kennebec Savings Bank
226 Main St, Waterville, ME 04901
2078725563
KFS Mortgage Company
226 Main St, Waterville, ME 04901
2078735153
Mortgage lenders in Waterville, Maine help home buyers and homeowners secure financing for residential properties. Maine law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders understand the Waterville real estate market and can guide you through Maine specific programs like the MaineHousing first time home buyer loan.
What Does a Mortgage Lender in Waterville Cost?
Typical costs for a mortgage lender in Maine include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs in Maine generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Waterville?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Maine lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in Maine?
The mortgage process in Maine usually takes 30 to 45 days from application to closing. Maine law requires a three day rescission period after signing for refinances.
What is the MaineHousing program for first time buyers?
MaineHousing offers low down payment loans and down payment assistance for eligible first time home buyers in Waterville. Income limits and purchase price limits apply based on the county.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maine.