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8 agents listed
Updated May 2026
Ponchatoula, LA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Louisiana before hiring.
Showing 8 mortgage lenders in Ponchatoula, LA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CTH Mortgage
18300 S I-12 Service Rd suite 100, Ponchatoula, LA 70454
9852771268
Century Financial Services and Notary of Ponchatoula, LLC
201 W Pine St, Ponchatoula, LA 70454
9853868777
Advantage Financial Services - Ponchatoula
175 W Hickory St, Ponchatoula, LA 70454
9853863543
Ponchatoula Credit Inc
159 E Pine St, Ponchatoula, LA 70454
9853704443
Hancock Whitney Bank
545 W Pine St, Ponchatoula, LA 70454
9853860169
First Guaranty Bank
500 W Pine St, Ponchatoula, LA 70454
8883753093
Magee Financial – Ponchatoula
590 W Pine St, Ponchatoula, LA 70454
9853866601
Gateway Financial Services, LLC
1114 NE US Hwy 51, Ponchatoula, LA 70454
9853863049
Mortgage lenders in Ponchatoula Louisiana help home buyers and homeowners secure financing for property purchases and refinancing. Louisiana law requires lenders to follow specific licensing rules under the Louisiana Residential Mortgage Lending Act. Local lenders understand the Ponchatoula real estate market and can guide you through the loan process.
What Does a Mortgage Lender in Ponchatoula Cost?
Typical costs for a mortgage in Louisiana include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $1,000 to $2,500. Closing costs generally range from 2% to 5% of the purchase price. These amounts vary by lender and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Ponchatoula?
You typically need pay stubs, tax returns, bank statements, and proof of identification. Louisiana lenders also require a property appraisal and title search. Your lender will provide a complete list based on your loan type.
How long does it take to close on a home loan in Louisiana?
The average mortgage closing in Louisiana takes 30 to 45 days from application to final signing. Delays can occur if the appraisal or title work takes longer. Your lender will give you a timeline estimate upfront.
Are there special mortgage programs for Louisiana first time home buyers?
Yes, the Louisiana Housing Corporation offers down payment assistance and low interest loans for first time buyers. These programs have income limits and require completion of a home buyer education course. Ask your Ponchatoula lender about eligibility.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Louisiana.