Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 2 mortgage lenders in St Matthews, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Borrowers Choice Mortgage
231 Breckenridge Ln # 202D, St Matthews, KY 40207
5028962616
HomeShield Mortgage, LLC
159 St Matthews Ave #3, St Matthews, KY 40207
5025487154
What Does a Mortgage Lender in St Matthews Cost?
Typical costs for a mortgage lender in Kentucky include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs in Kentucky generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in St Matthews Kentucky?
You typically need pay stubs from the last 30 days, two years of W-2 forms, recent bank statements, and a valid photo ID. Kentucky lenders also require a signed authorization to pull your credit report.
How long does the mortgage process take in Kentucky?
The typical mortgage process in Kentucky takes 30 to 45 days from application to closing. Kentucky law requires a three business day waiting period after you receive your Closing Disclosure before the loan can close.
Are there Kentucky specific programs for first time home buyers?
Yes the Kentucky Housing Corporation offers the KHC First Home program with down payment assistance for qualified buyers. This program requires a minimum credit score of 640 and completion of a homebuyer education course.