Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 4 mortgage lenders in Nicholasville, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First South Credit Inc
252 Edgewood Dr, Nicholasville, KY 40356
8598855626
Melissa Bingaman CDLP
986 N Main St, Nicholasville, KY 40356
8594453788
Brian Kegley - PNC Mortgage Loan Officer (NMLS #575129)
850 N Main St, Nicholasville, KY 40356
8598062004
PNC Mortgage
850 N Main St, Nicholasville, KY 40356
8598852034
What Does a Mortgage Lender in Nicholasville Cost?
Typical costs for a mortgage in Nicholasville include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of $400 to $700, and title insurance costing $500 to $1,500. Closing costs in Kentucky generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Nicholasville?
You will need proof of income, tax returns, bank statements, and identification. Kentucky lenders also require a property appraisal and title search as part of the process.
How long does the mortgage process take in Kentucky?
The typical mortgage process in Kentucky takes 30 to 45 days from application to closing. This timeline can vary based on loan type and your financial situation.
Are there special loan programs for Kentucky home buyers?
Yes, the Kentucky Housing Corporation offers down payment assistance and low-interest loans for qualified first-time buyers. These programs have income limits and require home buyer education courses.