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Compare Mortgage Lenders in Fort Wright, KY

Compare mortgage lenders in Fort Wright. Review contact information and insurance categorys before you decide.

6 agents listed
Updated May 2026
Fort Wright, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 6 mortgage lenders in Fort Wright, KY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Helen Ruehmer, Loans by Helen, NMLS #60717 - Luminate Bank
Lookout Corporate Center, 1717 Dixie Hwy #220, Fort Wright, KY 41011
5132524063
Guardian Savings Bank
10 Kyles Ln, Fort Wright, KY 41011
8593410700
Rachel Kasle- Luminate Bank NMLS 2173718
1717 Dixie Hwy #220, Fort Wright, KY 41011
8596635025
Union Savings Bank
10 Kyles Ln, Fort Wright, KY 41011
8593317003
Fifth Third Mortgage - Danielle Fawcett
1975 Highland Pike, Fort Wright, KY 41017
8598140741
Loan One Lender, a division of Benchmark Bank
1880 Ashwood Cir, Fort Wright, KY 41011
8593319444

Fort Wright residents seeking a mortgage lender can work with local professionals who understand Kentucky real estate laws. Kentucky requires a property survey for most residential loans to confirm boundaries. Lenders in Fort Wright can guide you through Kentucky specific closing procedures and title insurance requirements.

What Does a Mortgage Lender in Fort Wright Cost?

Typical costs for a mortgage lender in Kentucky include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Kentucky charges a mortgage recording tax of 0.115 percent of the loan amount. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage in Fort Wright Kentucky?
You typically need pay stubs, tax returns, bank statements, and photo ID. Kentucky lenders may also require a property survey and proof of homeowners insurance before closing.
How long does a mortgage closing take in Kentucky?
A typical mortgage closing in Kentucky takes 30 to 45 days from application to funding. Some lenders offer faster timelines for cash buyers or streamlined refinances.
Are there Kentucky specific mortgage programs for first time buyers?
Yes, the Kentucky Housing Corporation offers down payment assistance and fixed rate loans for first time buyers. These programs have income limits and require a homebuyer education course.