Find Mortgage Lenders Near You in Augusta, KS
Looking for a mortgage lender in Augusta? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Kansas before hiring.
Showing 8 mortgage lenders in Augusta, KS
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Augusta Kansas help home buyers and homeowners secure financing for home purchases and refinances. Kansas law requires all mortgage loan originators to be licensed through the Kansas Office of the State Bank Commissioner. Working with a local lender can simplify the process of buying a home in Butler County.
What Does a Mortgage Lender in Augusta Cost?
Typical costs for a mortgage lender in Kansas include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs in Kansas generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Augusta Kansas?
You typically need recent pay stubs, tax returns for two years, bank statements, and a valid ID. Kansas lenders also require proof of homeowners insurance before closing.
What credit score is needed for a mortgage loan in Kansas?
Minimum credit score requirements vary by loan type. Conventional loans often require a 620 score, while FHA loans may accept scores as low as 580. Kansas specific down payment assistance programs may have their own credit requirements.
How long does a mortgage closing take in Kansas?
A typical mortgage closing in Kansas takes 30 to 45 days from application to funding. Kansas law requires a three day right of rescission period for refinances, but this does not apply to purchase loans.