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Find Mortgage Lenders Near You in Waukee, IA

Directory of mortgage lenders in Waukee, Iowa. Verify credentials with the state mortgage licensing authority before hiring.

9 agents listed
Updated May 2026
Waukee, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 9 mortgage lenders in Waukee, IA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Blake Overton Gershman Mortgage
185 NE Dartmoor Dr, Waukee, IA 50263
3195384647
First Rate Mortgage
1350 Hannah Ln, Waukee, IA 50263
5157719998
Gershman Mortgage - Waukee, IA
185 NE Dartmoor Dr, Waukee, IA 50263
5152597091
Land Home Financial Services - Waukee
265 NE Venture Dr, Waukee, IA 50263
5157050200
Jake Bemis - MLO NMLS 1252855 at Peoples Bank
1185 SE University Ave, Waukee, IA 50263
5153277753
Michelle York - Mortgage Loan Officer
655 E Hickman Rd, Waukee, IA 50263
8002353228
Sarai Dreher Gershman Mortgage
185 NE Dartmoor Dr, Waukee, IA 50263
5153715276
Jon Wolken-Mortgage Loan Officer
655 E Hickman Rd, Waukee, IA 50263
5152895574
Gershman Mortgage Waukee, IA
185 NE Dartmoor Dr, Waukee, IA 50263
5153715276

Waukee Iowa home buyers and refinancers can work with mortgage lenders who understand local real estate trends. Iowa law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Many Waukee lenders offer conventional FHA and VA loans to meet different borrower needs.

What Does a Mortgage Lender in Waukee Cost?

Typical mortgage lender costs in Iowa include an origination fee of 0.5 to 1 percent of the loan amount plus appraisal fees of 400 to 700 dollars and title insurance of 500 to 1 000 dollars. Closing costs for a 300 000 dollar home in Waukee often total 6 000 to 9 000 dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Waukee Iowa?
You typically need pay stubs tax returns bank statements and a government issued ID. Iowa lenders also require a signed purchase agreement if you are buying a home.
How long does the mortgage process take in Iowa?
The process usually takes 30 to 45 days from application to closing. Iowa law allows a three day right of rescission for refinances but not for purchase loans.
Are there Iowa specific mortgage programs for first time buyers?
Yes the Iowa Finance Authority offers the FirstHome program with down payment assistance for eligible buyers. This program has income limits and requires a home buyer education course.