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Find Mortgage Lenders Near You in St John, IN

Compare mortgage lenders in St John. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
St John, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 3 mortgage lenders in St John, IN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Michelle Jacinto of Direct Mortgage Loans
8227 Wicker Ave, St John, IN 46373
2199245554
Gina M. DeCicco
8227 Wicker Ave, St John, IN 46373
2193080936
Chase Home Lending
9600 Wicker Ave, St John, IN 46373
2199246420

Mortgage lenders in St John, Indiana help homebuyers secure financing for residential properties. Indiana law requires lenders to hold a license from the Indiana Department of Financial Institutions. Local lenders understand the housing market in Lake County and can guide you through conventional, FHA, and VA loan options.

What Does a Mortgage Lender in St John Cost?

Typical costs for a mortgage in Indiana include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $500 to $1,000. Closing costs generally range from 2% to 5% of the purchase price. These are estimates and costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in St John Indiana?
You typically need pay stubs, tax returns, bank statements, and proof of identification. Indiana lenders also require a credit check and may ask for additional documents if you are self-employed.
How long does it take to close on a mortgage in Indiana?
The average mortgage closing in Indiana takes 30 to 45 days from application to final signing. Delays can occur if appraisals or title work take longer than expected.
Are there special mortgage programs for first-time homebuyers in Indiana?
Yes, the Indiana Housing and Community Development Authority offers the First Place program with down payment assistance. Many local lenders in St John also offer conventional loans with low down payment options.