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Browse mortgage lenders serving Richmond, Indiana. Contact information and addresses listed below.
11 agents listed
Updated May 2026
Richmond, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 11 mortgage lenders in Richmond, IN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
KTL Performance Mortgage Richmond
3363 E Main St, Richmond, IN 47374
7652734711
PrimeLending, A PlainsCapital Company - Richmond
913 E Main St Suite A, Office 1, Richmond, IN 47374
7654397002
Alex Pressly - USA Mortgage
900 N E St, Richmond, IN 47374
9374671215
Hometown Mortgage Team
10 SW 5th St, Richmond, IN 47374
7048385976
Tracey Jellison, NMLS: 707631, PrimeLending
913 E Main St Suite A, Office 1, Richmond, IN 47374
7659141790
Chase Home Lending
4400 E Main St, Richmond, IN 47374
4046670941
US Bank Mortgage
531 E Main St, Richmond, IN 47374
8008722657
Chase Mortgage
2101 Chester Blvd, Richmond, IN 47374
7659352333
US Bank Mortgage
2916 E Main St, Richmond, IN 47374
8008722657
Richmond Mortgage Refinance
3531 SW P St, Richmond, IN 47374
7659773245
US Bank Mortgage
905 Locust Dr, Richmond, IN 47374
8008722657
Mortgage lenders in Richmond Indiana help homebuyers secure loans to purchase or refinance homes. Indiana law requires lenders to be licensed through the Department of Financial Institutions. Local lenders can guide you through state-specific programs like the Indiana Housing and Community Development Authority down payment assistance.
What Does a Mortgage Lender in Richmond Cost?
Typical costs for a mortgage lender in Indiana include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 600 dollars, and title insurance of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Richmond Indiana?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Indiana lenders may also ask for proof of residency and a credit report.
How long does the mortgage process take in Indiana?
The process usually takes 30 to 45 days from application to closing. Indiana law requires a three-day right of rescission on most refinances, which can add time.
Are there first-time home buyer programs in Indiana?
Yes, the Indiana Housing and Community Development Authority offers the First Place program with down payment assistance and reduced interest rates. These programs are available through participating lenders in Richmond.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Indiana.