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Mortgage Lenders in Nappanee, IN

Compare mortgage lenders in Nappanee. Review contact information and insurance categorys before you decide.

5 agents listed
Updated May 2026
Nappanee, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 5 mortgage lenders in Nappanee, IN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Interra Credit Union
151 N Oakland Ave, Nappanee, IN 46550
5745342506
Lake City Bank
202 W Market St, Nappanee, IN 46550
5747735553
KeyBank
161 E Market St, Nappanee, IN 46550
5747733101
Daniel Scott - Mortgage Solutions
1965 Prairie Ln, Nappanee, IN 46550
5742210974
Chase Mortgage
351 W Market St, Nappanee, IN 46550
5747737731

Mortgage lenders in Nappanee, Indiana help home buyers and homeowners secure financing for residential properties. Indiana law requires lenders to provide a loan estimate within three business days of application. Local lenders understand the Elkhart County real estate market and can guide you through conventional, FHA, and USDA loan options.

What Does a Mortgage Lender in Nappanee Cost?

Typical mortgage costs in Indiana include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Nappanee?
You need proof of income, tax returns, bank statements, and identification. Indiana lenders also require a property appraisal and title search. Prepare these documents before applying to speed up the process.
How long does it take to close on a mortgage in Indiana?
The typical closing timeline in Indiana is 30 to 45 days from application. This includes underwriting, appraisal, and final approval. Delays can occur if additional documentation is needed.
Are there special mortgage programs for first time buyers in Indiana?
Yes, the Indiana Housing and Community Development Authority offers down payment assistance and low interest loans for first time buyers. These programs have income limits and require a homebuyer education course.