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Looking for a mortgage lender in Muncie? Review the directory below to compare your options.
18 agents listed
Updated May 2026
Muncie, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 18 mortgage lenders in Muncie, IN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
814 E McGalliard Rd, Muncie, IN 47303
7652864428
World Finance
1403 W McGalliard Rd #1, Muncie, IN 47304
7658816138
Ruoff Mortgage - Muncie
3607 Wheeling Ave, Muncie, IN 47304
7655872280
Ryan Vannatter, Ruoff Mortgage
3607 Wheeling Ave, Muncie, IN 47304
7657489790
Preferred Capital
4904 Wheeling Ave, Muncie, IN 47304
7658969863
KTL Performance Mortgage Muncie
4710 E Jackson St Suite 2, Muncie, IN 47303
7652734711
Justin Phillips, Ruoff Mortgage
3607 Wheeling Ave, Muncie, IN 47304
7658082111
Kayla Kreigh, Ruoff Mortgage
3607 Wheeling Ave, Muncie, IN 47304
4193101220
Clayton Wright, Ruoff Mortgage
3607 Wheeling Ave, Muncie, IN 47304
7655172723
OneMain Financial
330 E McGalliard Rd, Muncie, IN 47303
7652847781
Andy Thorpe, Ruoff Mortgage
3607 Wheeling Ave, Muncie, IN 47304
7657440490
Union Home Mortgage
1812 W McGalliard Rd, Muncie, IN 47304
7652820507
Thrive Mortgage - Muncie IN
1812 W McGalliard Rd, Muncie, IN 47304
7652820507
Ranger Cash Advance
3001 N Granville Ave #1F, Muncie, IN 47303
7657649454
Cindy Buchanan - Old National Bank
320 S High St, Muncie, IN 47305
7652543948
Chase Home Lending
912 S Tillotson Ave, Muncie, IN 47304
7032177900
Chase Mortgage
220 S Walnut St, Muncie, IN 47305
7657474543
Chase Home Lending
1635 W McGalliard Rd, Muncie, IN 47304
9492936202
Muncie Indiana home buyers can work with local mortgage lenders to secure financing for a home purchase or refinance. Indiana law requires lenders to be licensed through the Indiana Department of Financial Institutions. Many lenders in Muncie offer conventional, FHA, and USDA loans for eligible properties.
What Does a Mortgage Lender in Muncie Cost?
Typical costs for a mortgage in Indiana include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally total 2 to 5 percent of the home price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Muncie Indiana?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Indiana lenders also require a credit check and proof of employment. Self employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Indiana?
The process usually takes 30 to 45 days from application to closing. Indiana law requires a three day right of rescission for refinances. Delays can occur if appraisals or title work take longer.
Are there first time home buyer programs in Muncie Indiana?
Yes the Indiana Housing and Community Development Authority offers down payment assistance for first time buyers. Muncie residents may also qualify for local grants through the Delaware County Community Development office. Eligibility depends on income and purchase price limits.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Indiana.