ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a mortgage lender in Michigan City? Review the directory below to compare your options.
9 agents listed
Updated May 2026
Michigan City, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 9 mortgage lenders in Michigan City, IN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Centier Bank
5501 Franklin St, Michigan City, IN 46360
2192626028
Allison Dent - Powered by The Mortgage Exchange
517 Franklin St #101, Michigan City, IN 46360
6309678773
Hallmark Home Mortgage
241 US-20, Michigan City, IN 46360
2198741088
OneMain Financial
324 Dunes Plaza, Michigan City, IN 46360
2198725577
Members Advantage Credit Union
3064 Ohio St, Michigan City, IN 46360
2198746943
My Guy Charlie I Mortgage Exchange I Charlie Roberts
717 Franklin St Unit B, Michigan City, IN 46360
2195613203
Coldwell Banker Real Estate Group
726 Franklin St, Michigan City, IN 46360
2192214047
Chase Home Lending
4365 Franklin St, Michigan City, IN 46360
2193938702
PNC Mortgage
301 US-20, Michigan City, IN 46360
2198797381
Mortgage lenders in Michigan City Indiana help homebuyers and homeowners secure loans for purchasing or refinancing property. Indiana law requires lenders to be licensed through the Indiana Department of Financial Institutions. Local lenders are familiar with Michigan City neighborhoods and can guide you through the entire loan process.
What Does a Mortgage Lender in Michigan City Cost?
Typical costs for a mortgage lender in Indiana include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $500 to $1,200. Closing costs in Michigan City generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Michigan City?
You typically need proof of income, tax returns, bank statements, and identification. Indiana lenders also require a property appraisal and title search before closing.
How long does the mortgage process take in Indiana?
The process usually takes 30 to 45 days from application to closing. Indiana law requires a three-day rescission period for refinances but not for purchase loans.
Are there first-time homebuyer programs in Michigan City Indiana?
Yes, the Indiana Housing and Community Development Authority offers down payment assistance programs. Local lenders can help you apply for these programs if you qualify.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Michigan City who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Indiana.