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Showing 2 mortgage lenders in Washington, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Flat Branch Home Loans
100 N Main St, Washington, IL 61571
3098663073
PNC Mortgage
1996 Freedom Pkwy, Washington, IL 61571
3097451427
What Does a Mortgage Lender in Washington Cost?
Typical costs for a mortgage lender in Illinois include an origination fee of 0.5% to 1% of the loan amount, plus appraisal fees of $400 to $700 and title insurance of $1,000 to $2,000. Closing costs usually range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage loan in Washington Illinois?
You typically need pay stubs, tax returns, bank statements, and photo ID. Illinois lenders also require a credit check and proof of homeowners insurance.
How long does mortgage approval take in Illinois?
Most mortgage approvals in Illinois take 30 to 45 days from application to closing. Delays can occur if additional documents are needed or if the property appraisal takes longer.
Are there Illinois-specific mortgage laws I should know?
Yes, Illinois has a 3-day right of rescission for refinances. The state also limits prepayment penalties on certain loans. Always review your loan estimate carefully.