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Browse mortgage lenders serving Troy, Illinois. Contact information and addresses listed below.
8 agents listed
Updated May 2026
Troy, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 8 mortgage lenders in Troy, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dream Homes with Jake
945 Carla Dr, Troy, IL 62294
6182084480
Trudy Lacefield Re/Max Alliance
629 Edwardsville Rd, Troy, IL 62294
6186162031
Angie Judd Uram (Greco) & Global RE Group
530 Edwardsville Rd, Troy, IL 62294
6189170508
Scott Credit Union
501 Edwardsville Rd, Troy, IL 62294
8008884728
Busey Bank
507 Edwardsville Rd, Troy, IL 62294
6186676702
1st MidAmerica Credit Union
100 McDonald Dr, Troy, IL 62294
6182583168
Edward Jones - Financial Advisor: Linda S Manley, CFP®
7654 Plummer Business Dr, Troy, IL 62294
6186673272
Collinsville Building & Loan
100 W Market St, Troy, IL 62294
6186676767
Mortgage lenders in Troy Illinois help homebuyers and homeowners secure financing for property purchases and refinancing. Illinois law requires lenders to provide a Loan Estimate within three business days of application. Troy residents benefit from lenders familiar with local property values and Madison County recording requirements.
What Does a Mortgage Lender in Troy Cost?
Typical costs for a mortgage lender in Illinois include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $500 to $1,500. Closing costs in Illinois generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Troy Illinois?
You typically need pay stubs, tax returns, bank statements, and photo ID. Illinois lenders also require a signed application and authorization to check your credit.
How long does the mortgage process take in Illinois?
The process usually takes 30 to 45 days from application to closing. Illinois law allows a three-day rescission period for refinances after closing.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.