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Browse mortgage lenders serving South Elgin, Illinois. Contact information and addresses listed below.
4 agents listed
Updated May 2026
South Elgin, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 4 mortgage lenders in South Elgin, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
230 S Randall Rd, South Elgin, IL 60177
8477410360
Direct Mortgage Corporation
460 Briargate Dr STE 200, South Elgin, IL 60177
8476220564
Chase Home Lending
536 S Randall Rd, South Elgin, IL 60177
8474681241
Team USA Mortgage
800 Medford Dr, South Elgin, IL 60177
6308004331
Mortgage lenders in South Elgin Illinois help home buyers and homeowners secure financing for residential properties. Illinois law requires lenders to provide a Loan Estimate within three business days of application. Local lenders can guide you through state specific programs like the Illinois Housing Development Authority first time home buyer loans.
What Does a Mortgage Lender in South Elgin Cost?
Typical costs for a mortgage lender in Illinois include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 1,000 to 2,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage application in South Elgin?
You typically need pay stubs tax returns bank statements and photo ID. Illinois lenders also require a signed application and a credit report authorization.
How long does the mortgage process take in Illinois?
The process usually takes 30 to 45 days from application to closing. Illinois law requires a three day review period after the Closing Disclosure is provided.
Are there first time home buyer programs in Illinois?
Yes the Illinois Housing Development Authority offers down payment assistance and lower interest rates for eligible buyers. These programs have income and purchase price limits that vary by county.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.