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Directory of mortgage lenders in Shorewood, Illinois. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Shorewood, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 3 mortgage lenders in Shorewood, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Home Lending
906 W Jefferson St, Shorewood, IL 60404
8327730444
Wintrust Mortgage
931 Brook Forest Ave, Shorewood, IL 60404
8156097785
BMO Harris Bank Mortgage
709 W Jefferson St, Shorewood, IL 60404
8883402265
Shorewood Illinois residents have access to mortgage lenders who can help with home purchase loans and refinancing. Illinois law requires lenders to provide a Loan Estimate within three business days of application. Local lenders understand the specific property tax and insurance requirements for Will County.
What Does a Mortgage Lender in Shorewood Cost?
Typical costs for a mortgage lender in Illinois include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Illinois also charges a state mortgage recording tax of 0.25 to 0.50 dollars per 100 dollars of the loan amount. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage loan in Shorewood Illinois?
You will need pay stubs from the last 30 days, W-2 forms from the last two years, bank statements from the last two months, and a valid photo ID. Illinois lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in Illinois?
The typical mortgage process in Illinois takes 30 to 45 days from application to closing. Illinois law requires a three business day review period after you receive your Closing Disclosure before you can sign final papers.
What are the property tax rates for Shorewood Illinois?
Shorewood is in Will County where property tax rates vary by township. The average effective property tax rate in Will County is around 2.1 percent of the home value. Your lender will calculate escrow payments based on the specific tax rate for your property.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.