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Find Mortgage Lenders in Scott AFB, IL

Compare mortgage lenders in Scott AFB. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Scott AFB, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 2 mortgage lenders in Scott AFB, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Veterans United Home Loans Scott AFB
735 Seibert Rd #3, Scott AFB, IL 62225
6187464699
Veterans United Home Loans Scott AFB
735 Seibert Rd #3, Scott AFB, IL 62225
6187464699

Mortgage lenders in Scott AFB, Illinois help active duty military, veterans, and civilians finance home purchases and refinances. Illinois law requires lenders to provide a Loan Estimate within three business days of application. Local lenders near the base understand VA loan benefits and Illinois property tax rules.

What Does a Mortgage Lender in Scott AFB Cost?

Typical costs for a mortgage lender in Illinois include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,500. Closing costs in Illinois average 2% to 5% of the purchase price. VA loans have a funding fee of 0.5% to 3.3% for first-time use. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of mortgage loans are available near Scott AFB?
Lenders offer conventional loans, FHA loans, VA loans, and USDA loans. VA loans are popular for military families and require no down payment. Illinois also has first-time home buyer programs through the Illinois Housing Development Authority.
What documents do I need to apply for a mortgage in Illinois?
You need pay stubs, tax returns, bank statements, and government ID. Illinois lenders also require proof of homeowners insurance. Self-employed borrowers must provide two years of tax returns.
How long does the mortgage process take in Illinois?
The typical mortgage process takes 30 to 45 days from application to closing. Illinois law requires a three business day review period after you receive the Closing Disclosure. Delays can occur if appraisals or title searches take longer.