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16 agents listed
Updated May 2026
Roscoe, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 16 mortgage lenders in Roscoe, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Envoy Mortgage - Rockford, IL
4761 Bluestem Rd, Roscoe, IL 61073
8157131003
Jessica Rielly - Envoy Mortgage Rockford
4761 Bluestem Rd, Roscoe, IL 61073
8159970149
Sarah Spradlin - Stateline Lender with Envoy Mortgage
4761 Bluestem Rd, Roscoe, IL 61073
8157213103
First National Bank and Trust
5360 Bridge St, Roscoe, IL 61073
8156233300
MembersAlliance Credit Union
5110 Rockrose Ct, Roscoe, IL 61073
8154841250
CBI Bank & Trust - Roscoe Office
5206 Elevator Rd, Roscoe, IL 61073
8156817362
Midland States Bank
5023 Rockrose Ct, Roscoe, IL 61073
8156233344
Michael Hughes - Mortgage Planner
5506 Clayton Cir, Roscoe, IL 61073
8159867168
First Mid Bank & Trust
5506 Clayton Cir, Roscoe, IL 61073
8156233323
Stillman Bank
5250 Bridge St, Roscoe, IL 61073
8156231800
Envoy Mortgage - Roscoe, IL
4761 Bluestem Rd, Roscoe, IL 61073
8153154067
Fidelity Mortgage Inc of Il
11415 Main St # 100, Roscoe, IL 61073
8156238887
Shane Hartje - Envoy Mortgage
4761 Bluestem Rd, Roscoe, IL 61073
8157425323
Kristie Sullivan - Envoy Mortgage
4761 Bluestem Rd, Roscoe, IL 61073
8153786962
Chase Home Lending
11440 Main St, Roscoe, IL 61073
7025459301
First Step Mortgage Group Inc
10039 Bitterroot Rd #4, Roscoe, IL 61073
8152700717
Roscoe, Illinois residents seeking a mortgage lender can work with local banks, credit unions, and mortgage brokers to secure financing for a home purchase or refinance. Illinois law requires mortgage lenders to be licensed through the Illinois Department of Financial and Professional Regulation (IDFPR). Borrowers in Roscoe may also be eligible for state-specific programs like the Illinois Housing Development Authority (IHDA) first-time home buyer loans.
What Does a Mortgage Lender in Roscoe Cost?
Typical costs for a mortgage lender in Illinois include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance averaging $1,000 to $2,000. Closing costs in Illinois generally range from 2% to 5% of the purchase price. These amounts vary by lender, loan type, and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Roscoe?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Self-employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Illinois?
The average mortgage process in Illinois takes 30 to 45 days from application to closing. Delays can occur if appraisal or title issues arise.
Are there first-time home buyer programs for Roscoe residents?
Yes, the Illinois Housing Development Authority offers down payment assistance and tax credits for qualified first-time buyers. Local lenders can help determine eligibility.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.