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Browse mortgage lenders serving Rantoul, Illinois. Contact information and addresses listed below.
10 agents listed
Updated May 2026
Rantoul, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 10 mortgage lenders in Rantoul, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
324 B E Champaign Ave, Rantoul, IL 61866
2178925577
Credit Union 1
200 E Champaign Ave, Rantoul, IL 61866
2176936150
Woodforest National Bank
416 S Murray Rd, Rantoul, IL 61866
2178924499
Community Plus Federal Credit Union
526 E Champaign Ave, Rantoul, IL 61866
2178938201
Busey Bank
700 W Champaign Ave, Rantoul, IL 61866
2178924121
Bank of Rantoul
201 E Champaign Ave, Rantoul, IL 61866
2178922143
First Mid Bank & Trust
1500 E Grove Ave, Rantoul, IL 61866
2178938100
Dawn Babb - COUNTRY Financial Representative
131 E Sangamon Ave, Rantoul, IL 61866
2178920291
Edward Jones - Financial Advisor: Ryan E Guynn, CFP®|CPWA®
109 S Garrard St, Rantoul, IL 61866
2178938171
Edward Jones - Financial Advisor: Jeff Banister, CFP®|AAMS®
300 S Garrard St, Rantoul, IL 61866
2178939898
Rantoul Illinois home buyers and refinancing homeowners can work with mortgage lenders to secure financing for their property. Illinois law requires lenders to provide a Loan Estimate within three business days of application. Local lenders in Rantoul understand the Champaign County real estate market and can guide you through state specific closing procedures.
What Does a Mortgage Lender in Rantoul Cost?
Typical costs for a mortgage lender in Illinois include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs in Illinois generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage pre approval in Rantoul?
You typically need recent pay stubs, W 2 forms, tax returns, bank statements, and a valid ID. Illinois lenders may also ask for proof of homeowners insurance and a copy of your drivers license.
How long does a mortgage closing take in Illinois?
A typical mortgage closing in Illinois takes 30 to 45 days from application to funding. Illinois law requires a three day right of rescission for refinances under the Truth in Lending Act.
Are there first time home buyer programs in Rantoul Illinois?
Yes, the Illinois Housing Development Authority offers down payment assistance and low interest loans for first time buyers. These programs have income limits and require completion of a home buyer education course.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.