ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare mortgage lenders in Plano. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Plano, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 2 mortgage lenders in Plano, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Old Second National Bank
7050 Burroughs Ave, Plano, IL 60545
8778660202
Heartland Bank and Trust Company
11500 US-34, Plano, IL 60545
6305521414
Mortgage lenders in Plano, Illinois help home buyers and homeowners secure financing for property purchases and refinances. Illinois law requires lenders to be licensed through the Illinois Department of Financial and Professional Regulation. Plano is located in Kendall County, where property values and local taxes can affect loan options.
What Does a Mortgage Lender in Plano Cost?
Typical costs for a mortgage lender in Illinois include an origination fee of 0.5 percent to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs in Kendall County range from 2 percent to 5 percent of the purchase price. These figures are estimates, and actual costs vary by loan type and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license do mortgage lenders need in Illinois?
Mortgage lenders in Illinois must hold a license from the Illinois Department of Financial and Professional Regulation under the Residential Mortgage License Act. They also register with the Nationwide Multistate Licensing System.
How long does a mortgage loan take to close in Illinois?
A typical mortgage loan in Illinois closes in 30 to 45 days after application. Illinois law requires a three business day right of rescission for refinances after closing documents are signed.
What documents do I need to apply for a mortgage in Plano?
You generally need proof of income, tax returns, bank statements, identification, and details about the property. Illinois lenders may also ask for a property survey or title insurance.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Plano who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.