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Browse mortgage lenders serving O'Fallon, Illinois. Contact information and addresses listed below.
16 agents listed
Updated May 2026
O'Fallon, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 16 mortgage lenders in O'Fallon, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chris Luebbers - Delmar Mortgage
1405 N Green Mt Rd #110, O'Fallon, IL 62269
6188038214
Christopher Ryan Duncan - Delmar Mortgage
1405 N Green Mt Rd #110, O'Fallon, IL 62269
6188068624
New American Funding - Jody Talick
813 W Hwy 50, O'Fallon, IL 62269
6187225233
New American Funding - Dave Hohe
813 W Hwy 50, O'Fallon, IL 62269
6184075564
Ryan Luechtefeld - Delmar Mortgage
1405 N Green Mt Rd #110, O'Fallon, IL 62269
6185933608
Doug Shoemaker - Shoemaker Loan Team - Homestead Financial Mortgage
220 E State St, O'Fallon, IL 62269
6183076106
New American Funding - O'Fallon, IL
813 W Hwy 50, O'Fallon, IL 62269
6182161288
Cara Srogus at Rate (NMLS #1145645)
111A W State St, O'Fallon, IL 62269
6187793031
Jason Ashford - Delmar Mortgage - O'Fallon
1405 N Green Mt Rd #110, O'Fallon, IL 62269
6189732971
Kent Schmitz - Delmar Mortgage
1405 N Green Mt Rd #110, O'Fallon, IL 62269
6188307246
Alex Burden - Delmar Mortgage
1405 N Green Mt Rd #110, O'Fallon, IL 62269
3145915267
Guaranteed Rate-Carl Wasem
111A W State St, O'Fallon, IL 62269
6189725534
Delmar Mortgage
1405 N Green Mt Rd #110, O'Fallon, IL 62269
8888668734
Leader One Financial Corporation
787 Sunset Blvd, O'Fallon, IL 62269
8772765550
Gavin Petrea at CrossCountry Mortgage
1003 E Wesley Dr # C, O'Fallon, IL 62269
6185741832
Rate
111A W State St, O'Fallon, IL 62269
6185515075
Mortgage lenders in O Fallon Illinois help home buyers and homeowners secure financing for property purchases or refinancing. Illinois law requires lenders to be licensed under the Residential Mortgage License Act. Local lenders understand the O Fallon real estate market and can guide you through the loan process.
What Does a Mortgage Lender in O'Fallon Cost?
Typical costs for a mortgage in Illinois include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in O Fallon Illinois?
You typically need pay stubs, tax returns, bank statements, and photo identification. Illinois lenders may also require proof of homeowners insurance and a property appraisal.
How long does the mortgage approval process take in Illinois?
The process usually takes 30 to 45 days from application to closing. Illinois law requires a three business day right of rescission for refinances under federal Truth in Lending rules.
Are there special mortgage programs for first time buyers in Illinois?
Yes, the Illinois Housing Development Authority offers down payment assistance and low interest loans for qualified first time buyers. These programs have income and purchase price limits.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.