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Compare mortgage lenders in McHenry. Review contact information and insurance categorys before you decide.
15 agents listed
Updated May 2026
McHenry, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 15 mortgage lenders in McHenry, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
3428 Shoppers Dr, McHenry, IL 60050
8156694534
Heights Finance
3726 W Elm St, McHenry, IL 60050
8157593713
Cross Country Mortgage, LLC
1220 N Green St, McHenry, IL 60050
8477221775
Wendy Erickson at Rate (NMLS #502402)
4005 Kane Ave Suite H, McHenry, IL 60050
8478072745
Home State Bank NA
3500 Diamond Dr, McHenry, IL 60051
8154592000
OneMain Financial
4005 Kane Ave Ste M, McHenry, IL 60050
8153440990
McHenry Bank & Trust
2205 N Richmond Rd, McHenry, IL 60051
8153446600
Old National Bank
1308 N Richmond Rd, McHenry, IL 60050
7792658030
BMO Bank N.A Branches
2400 N Richmond Rd, McHenry, IL 60051
8157593500
Home State Bank
**Temporarily Closed**, 4401 Prime Pkwy, McHenry, IL 60050
8157592000
Wintrust Mortgage
2730 IL-120, McHenry, IL 60051
8153854075
Wintrust Mortgage
2205 N Richmond Rd, McHenry, IL 60050
8154443702
Chase Home Lending
4302 W Elm St, McHenry, IL 60050
8475266219
Chad Loucks - Chase Home Lending Advisor - NMLS ID 426095
4302 W Elm St, McHenry, IL 60050
8475266219
Loan Mortgage USA
3720 W Prestwick St, McHenry, IL 60050
8153450546
Mortgage lenders in McHenry Illinois help home buyers and homeowners secure financing for property purchases and refinances. Illinois law requires all mortgage loan originators to be licensed through the Illinois Department of Financial and Professional Regulation. Local lenders understand the McHenry real estate market and can guide you through the loan process from pre approval to closing.
What Does a Mortgage Lender in McHenry Cost?
Typical costs for a mortgage lender in Illinois include an origination fee of 0.5 percent to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2 percent to 5 percent of the purchase price. Illinois also charges a state mortgage recording tax of 0.25 percent on the loan amount. These are general estimates and costs vary by lender and loan type. This information is for general purposes and is not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in McHenry Illinois?
You typically need pay stubs, tax returns, bank statements, and identification. Illinois lenders also require a signed authorization to check your credit report. Self employed borrowers may need additional profit and loss statements.
How long does it take to close on a mortgage in Illinois?
A standard mortgage closing in Illinois usually takes 30 to 45 days from application. Illinois law does not set a specific timeline, but most lenders aim for 30 days. Delays can occur if appraisals or title work take longer.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.