Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 19 mortgage lenders in Joliet, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Heights Finance
1145 Essington Rd, Joliet, IL 60435
8157306914
Mariner Finance
2009 Essington Rd, Joliet, IL 60435
8155773474
John Ruiz - Preferred Rate
350 Houbolt Rd Unit 206, Joliet, IL 60431
7089255148
Steve Staniszewski - Mortgage Loan Originator Midland States Bank nmls# 435784
1540 Rte 59, Joliet, IL 60431
8153415457
TNT Financial Group, LLC
350 Houbolt Rd Unit 206, Joliet, IL 60431
7085672380
OneMain Financial
2149 W Jefferson St, Joliet, IL 60435
8157446173
Midland States Bank
1540 Rte 59, Joliet, IL 60431
8152304300
Janine Iuliano at CrossCountry Mortgage
310 N Ottawa St, Joliet, IL 60432
8475537196
Preferred Rate - Joliet
350 Houbolt Rd Unit 206, Joliet, IL 60431
7089255148
First Mortgage Resource
3180 Theodore St #104, Joliet, IL 60435
8156099400
Amanda Orsburn | NMLS# 1082253
801 W Jefferson St, Joliet, IL 60404
8154313965
Peak Choice Capital
601 Silver Creek Dr, Joliet, IL 60431
9202677682
Chase Home Lending
2500 W Jefferson St, Joliet, IL 60435
6304320691
Wintrust Mortgage
2108 W Jefferson St, Joliet, IL 60435
8157258100
Chase Home Lending
1421 Rte 59, Joliet, IL 60431
6309174381
Missy Trepel - Old National Bank
1415 W Jefferson St, Joliet, IL 60435
7792426182
Chase Mortgage
2222 Essington Rd, Joliet, IL 60435
8152543067
Chase Mortgage
120 N Scott St, Joliet, IL 60432
8157747717
PNC Mortgage
170 N Ottawa St, Joliet, IL 60432
8157402700
What Does a Mortgage Lender in Joliet Cost?
Typical costs for a mortgage lender in Illinois include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance ranging from 500 to 1,500 dollars. Closing costs in Joliet generally total 2 to 5 percent of the home purchase price. These figures are estimates and your actual costs will depend on your loan type, lender, and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Joliet Illinois?
You typically need pay stubs, tax returns, bank statements, and photo identification. Illinois lenders may also require proof of homeowners insurance and a property appraisal. Requirements vary by loan type and lender.
How long does the mortgage process take in Illinois?
The mortgage process in Illinois usually takes 30 to 45 days from application to closing. Illinois law mandates a three business day waiting period after you receive the Loan Estimate and Closing Disclosure. Delays can occur if additional documentation is needed.
Are there specific mortgage programs for first time home buyers in Joliet?
Yes, Illinois offers the IHDA FirstHome program with down payment assistance for qualified buyers. Joliet also has local grants and low interest loans through the Will County Community Development Department. Eligibility depends on income and purchase price limits.