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Browse mortgage lenders serving Island Lake, Illinois. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Island Lake, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 2 mortgage lenders in Island Lake, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Island Lake Jewelry & Loan
125-2 E State Rd, Island Lake, IL 60042
8475269988
Fifth Third Bank & ATM
525 Newport Ct, Island Lake, IL 60042
8475261766
Mortgage lenders in Island Lake Illinois help home buyers and homeowners secure financing for property purchases and refinances. Illinois law requires lenders to be licensed through the Illinois Department of Financial and Professional Regulation. Local lenders understand the Island Lake housing market and can guide you through state-specific closing procedures.
What Does a Mortgage Lender in Island Lake Cost?
Typical costs for a mortgage lender in Illinois include an origination fee of 0.5% to 1% of the loan amount, plus third party fees for appraisal (400 to 700 dollars), title search (200 to 400 dollars), and credit report (30 to 50 dollars). Closing costs in Illinois usually range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Island Lake?
You typically need pay stubs, tax returns, bank statements, and identification. Illinois lenders also require a signed authorization to pull your credit report. Gather these documents before starting your application to speed up the process.
How long does mortgage approval take in Illinois?
A full mortgage approval in Illinois usually takes 30 to 45 days from application to closing. The Illinois Residential Mortgage License Act requires lenders to provide a loan estimate within three business days of your application. Delays can happen if documents are missing.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.