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Find Mortgage Lenders in Granite City, IL

Looking for a mortgage lender in Granite City? Review the directory below to compare your options.

9 agents listed
Updated June 2026
Granite City, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Illinois before hiring.
Showing 9 mortgage lenders in Granite City, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
3102 Nameoki Rd Suite A, Granite City, IL 62040
(618) 877-0722 loansbyworld.com
GoCredit.me - Granite City
1537 Johnson Rd, Granite City, IL 62040
(618) 451-0595 gocredit.me
1st MidAmerica Credit Union
3830 Nameoki Rd, Granite City, IL 62040
(618) 258-3168 1stmidamerica.org
David Anderson, Mortgage Broker
2245 Pontoon Rd, Granite City, IL 62040
(618) 530-7878 qualify4mortgage.com
Guardian Savings Bank, A Division of Community Partners Savings Bank
3800 Nameoki Rd, Granite City, IL 62040
(618) 876-5544 bankguardian.com
Royal Banks of Granite City
3600 Nameoki Rd, Granite City, IL 62040
(618) 876-3800 royalbanksofmo.com
Missouri Payday Loans
3491 Nameoki Rd, Granite City, IL 62040
(618) 451-8000 mopaydayloanstore.com
American's Financial Choice
3717 Nameoki Rd suite G, Granite City, IL 62040
(618) 451-0595 paydayloanservices.org
Guaranteed Rate
3823 Pontoon Rd #2, Granite City, IL 62040
(618) 205-5062 rate.com

Mortgage lenders in Granite City Illinois help home buyers and homeowners secure financing for property purchases and refinancing. Illinois law requires lenders to be licensed under the Residential Mortgage License Act. Local lenders can guide you through programs like the Illinois Housing Development Authority first time home buyer loans.

What Does a Mortgage Lender in Granite City Cost?

Typical mortgage lender costs in Illinois include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance averaging 1,500 to 3,000 dollars. Closing costs in Granite City generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Granite City?
You typically need pay stubs, tax returns, bank statements, and photo ID. Illinois lenders also require a signed intent to proceed form within three business days of application.
How long does the mortgage process take in Illinois?
The average mortgage process in Illinois takes 30 to 45 days from application to closing. Illinois law requires a three day right of rescission for refinances under the Truth in Lending Act.
Are there special mortgage programs for Granite City residents?
Yes, the Illinois Housing Development Authority offers down payment assistance and lower rate loans for qualified buyers in Granite City. Local lenders can also help with FHA and VA loans.

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