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Compare mortgage lenders in Godfrey. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Godfrey, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 4 mortgage lenders in Godfrey, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Kerpan Group @ Benchmark Mortgage - #YourMortgageCoach
6526 Godfrey Rd Ste 200, Godfrey, IL 62035
8664483874
Flat Branch Home Loans - Deb Higgins
2724 Grovelin St Ste A, Godfrey, IL 62035
6184675626
1st MidAmerica Credit Union
5301 Godfrey Rd, Godfrey, IL 62035
6182583168
Homestead Financial Mortgage - Godfrey
3005 Godfrey Rd A, Godfrey, IL 62035
6189803860
Mortgage lenders in Godfrey, Illinois help homebuyers and homeowners secure financing for property purchases and refinancing. Illinois law requires lenders to be licensed under the Residential Mortgage License Act. Local lenders can guide you through the specific requirements for Madison County transactions.
What Does a Mortgage Lender in Godfrey Cost?
Typical mortgage lender costs in Illinois include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $1,000 to $2,500. Closing costs generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Godfrey?
You typically need proof of income, tax returns, bank statements, and identification. Illinois lenders may also require a property appraisal and title search specific to Madison County.
How long does the mortgage process take in Illinois?
The process usually takes 30 to 45 days from application to closing. Illinois law requires a three business day waiting period after you receive the Loan Estimate before closing.
Are there first time home buyer programs in Godfrey?
Yes, Illinois offers the IHDA SmartBuy program and other down payment assistance options for eligible buyers. These programs have income limits and require completion of a homebuyer education course.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.