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4 agents listed
Updated May 2026
Elburn, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 4 mortgage lenders in Elburn, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Old Second National Bank
749 N Main St, Elburn, IL 60119
8778660202
Old National Bank
930 N Main St, Elburn, IL 60119
6309344286
American Bank and Trust Company, N.A.
8 S Main St A, Elburn, IL 60119
8773925132
Jeri Ott - Mortgage Loan Officer
749 N Main St, Elburn, IL 60119
6303655190
Mortgage lenders in Elburn Illinois help home buyers and homeowners secure financing for property purchases and refinancing. Illinois law requires lenders to be licensed under the Residential Mortgage License Act. Local lenders can guide you through state-specific rules such as the Illinois Mortgage Foreclosure Law and the required 30-day right to rescind for certain loans.
What Does a Mortgage Lender in Elburn Cost?
Typical costs for a mortgage lender in Illinois include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $600 to $1,200. Closing costs generally range from 2% to 5% of the purchase price. These amounts vary by loan type, property value, and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Elburn Illinois?
You typically need proof of income such as pay stubs and tax returns, bank statements, identification, and details about your debts and assets. Illinois lenders also require a property appraisal and a credit check.
How long does it take to close on a mortgage in Illinois?
The average closing time in Illinois is 30 to 45 days from application to closing. This timeline can vary based on loan type, appraisal scheduling, and the complexity of your financial situation.
Are there special mortgage programs for first-time home buyers in Illinois?
Yes, the Illinois Housing Development Authority offers programs like the IHDA SmartMove loan which provides down payment assistance. These programs have income limits and require completion of a home buyer education course.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.