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Looking for a mortgage lender in Edwardsville? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Edwardsville, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 6 mortgage lenders in Edwardsville, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Stanley Obrecht Jr - Homestead Financial Mortgage
1431 Lewis Rd, Edwardsville, IL 62025
3143931314
American Home Lending USA
240 S Buchanan St, Edwardsville, IL 62025
6186598500
Steve Lacefield, Mortgage Lender NMLS #1399315
222 E Park St Suite 400, Edwardsville, IL 62025
6186162166
Alberto Tirado At Brown- A Legacy of Home Lending NMLS 2068712
231 N Main St Suite 20, Edwardsville, IL 62025
6185930003
Mortgage Makers
Edwardsville, IL 62025
6186921470
US Bank Mortgage
Edwardsville, IL 62025
8008722657
Mortgage lenders in Edwardsville Illinois help homebuyers secure financing for residential properties. Illinois law requires lenders to be licensed through the Illinois Department of Financial and Professional Regulation. Local lenders understand the Edwardsville real estate market and can guide you through the loan process.
What Does a Mortgage Lender in Edwardsville Cost?
Typical costs for a mortgage in Illinois include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,200 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Edwardsville?
You will need recent pay stubs, tax returns, bank statements, and proof of identification. Illinois lenders also require a signed authorization to check your credit report.
How long does the mortgage process take in Illinois?
The typical mortgage process in Illinois takes 30 to 45 days from application to closing. Illinois law requires a three business day right of rescission for refinances, which can extend the timeline.
Are there special mortgage programs for first time buyers in Illinois?
Yes, the Illinois Housing Development Authority offers down payment assistance and low interest loans for qualified first time buyers. These programs have income limits and require a homebuyer education course.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.