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11 agents listed
Updated May 2026
Des Plaines, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 11 mortgage lenders in Des Plaines, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Des Plaines Illinois help home buyers and refinancers secure loans for residential property. Illinois law requires lenders to be licensed under the Residential Mortgage License Act. Local lenders can guide you through state-specific requirements like the Illinois Mortgage Escrow Account Act.
What Does a Mortgage Lender in Des Plaines Cost?
Typical mortgage lender costs in Illinois include an origination fee of 0.5 to 1 percent of the loan amount plus third party fees for appraisal credit report and title search. Closing costs in Des Plaines often range from 3000 to 8000 depending on loan size and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Des Plaines Illinois?
You typically need pay stubs tax returns bank statements and photo ID. Illinois lenders may also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Illinois?
The process usually takes 30 to 45 days from application to closing. Illinois law allows a three business day rescission period for refinances under the Truth in Lending Act.
Are there special mortgage programs for Illinois first time home buyers?
Yes the Illinois Housing Development Authority offers down payment assistance and lower interest rates for qualified first time buyers. These programs have income and purchase price limits specific to Cook County.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.