Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 6 mortgage lenders in Cicero, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Central Federal Savings & Loan Association
5953 Cermak Rd, Cicero, IL 60804
7086565000
Martha Valencia - BMO Mortgage Specialist
2903 S Cicero Ave, Cicero, IL 60804
7086062117
Wintrust Mortgage Cicero
Cicero, IL 60804
7086374077
PNC Mortgage
4830 W Cermak Rd, Cicero, IL 60804
7086561770
PNC Mortgage
5847 Cermak Rd, Cicero, IL 60804
7088636700
Align Mortgage Corp
5521 Cermak Rd, Cicero, IL 60804
7082229000
What Does a Mortgage Lender in Cicero Cost?
Typical costs for a mortgage lender in Illinois include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs generally total 2 to 5 percent of the home purchase price. These figures are estimates and actual costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Cicero?
You typically need pay stubs, tax returns, bank statements, and photo identification. Illinois lenders also require a property appraisal and proof of homeowners insurance.
How long does the mortgage process take in Illinois?
The process usually takes 30 to 45 days from application to closing. Illinois law requires a three business day review period after you receive the Closing Disclosure form.
What are the down payment requirements for a home in Cicero?
Down payment amounts vary by loan type. Conventional loans may require 3 to 20 percent down. FHA loans allow as low as 3.5 percent, and VA loans may require zero down for eligible borrowers.