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Find Mortgage Lenders Near You in Chatham, IL

Looking for a mortgage lender in Chatham? Review the directory below to compare your options.

7 agents listed
Updated June 2026
Chatham, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Illinois before hiring.
Showing 7 mortgage lenders in Chatham, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
United Community Bank
301 N Main, Chatham, IL 62629
(217) 483-2491 ucbbank.com
Formea Insurance Group, Inc.
512 S Church St, Chatham, IL 62629
(217) 483-1536 formeainsurance.com
Julie Hale Miller - COUNTRY Financial Representative
120 W Walnut St, Chatham, IL 62629
(217) 483-4355 advisors.countryfinancial.com
BOS Chatham Banking Center
1140 Commercial Ct, Chatham, IL 62629
(217) 483-6666 bankwithbos.com
INB
100 Plummer Blvd, Chatham, IL 62629
(217) 747-5500 inb.com
Megan Henley Brown - COUNTRY Financial Representative
309 N Main Suite B, Chatham, IL 62629
(217) 483-7262 advisors.countryfinancial.com
Edward Jones - Financial Advisor: Adam W Liesman
320 N Main Suite B, Chatham, IL 62629
(217) 909-9875 edwardjones.com

Mortgage lenders in Chatham, Illinois help homebuyers secure financing for properties in Sangamon County and the surrounding area. Illinois law requires lenders to provide a Loan Estimate within three business days of receiving a mortgage application. Local lenders understand the Chatham real estate market and can guide you through conventional, FHA, and VA loan options.

What Does a Mortgage Lender in Chatham Cost?

Typical costs for a mortgage lender in Illinois include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,000. Closing costs in Sangamon County often total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Chatham?
You typically need pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Illinois lenders also require a signed application and authorization to check your credit report.
How long does the mortgage process take in Illinois?
The process usually takes 30 to 45 days from application to closing. Illinois law allows a three-day right of rescission on most refinances after closing.
Are there first-time home buyer programs in Chatham?
Yes, the Illinois Housing Development Authority offers down payment assistance and low-interest loans for first-time buyers. Local lenders in Chatham can help you qualify for these state programs.

Mortgage Lenders in Other Illinois Cities

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Illinois.

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